Who Am I?
First and foremost, I’m a proud wife and mom to four energetic, kind, and charismatic kids—who keep me on my toes and, let's be honest, can be a bit of a challenge at times! But why stop there? We’ve also added two dogs and three cats to the mix for even more fun and chaos!
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We call Lincoln, New Brunswick home—a charming spot nestled between Fredericton and Oromocto. While we’re rooted here, I’m happy to offer my mortgage services to clients throughout New Brunswick and PEI.
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I am a Mortgage Broker with my Preferred Mortgage Professional (PMP) designation—essentially a commitment to staying sharp and continuously learning so I can provide the best advice to my clients.
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Beyond my work, I’m passionate about supporting local businesses and staying engaged with my community. I currently serve as Vice President of the Oromocto & Area Chamber of Commerce and am also an active Member of the Fredericton Chamber of Commerce. These roles help me stay connected, give back, and champion the importance of buying local.
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If you're looking for someone who understands the importance of both family and community—and can help make your mortgage process smooth—I’d love to chat!
Mortgage Calculator
Check out this handy mortgage calculator to test out different home purchase scenarios and get an idea of what your monthly mortgage payment would be!
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It can also estimate your closing costs and land transfer tax, so you will be well prepared for all of the costs associated with purchasing a home!
Services
I offer many mortgage services, including, but not limited to:
Home Purchases
Buying a home is a big deal and there is a lot of planning and preparing that goes into it!
I'll walk you through each step of the process, from pre-approval to closing and make sure you understand and have the information you need to make the right decisions for you and your family.
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After the purchase closes and you are happily moved into your new home, I'm still here for you for the life of your mortgage!
Refinances
If you have equity in your home, you may be able to refinance, which means borrowing back up to 80% of the value of your home.
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This can be useful if you have high interest debts you would like to consolidate, if you have renovations you would like to do, you can use the equity take out as a down payment on a new property, make a big purchase, the list goes on!
Renewals
When you have a mortgage, you choose a term length for the specific lender, rate and product.
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When that term comes to an end you are free to move your mortgage to another lender with a better rate and product, often at no cost to you.
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This can save you a lot of money in interest over the course of another term and is worth looking into early on before your renewal date!
Are you looking for a Mortgage Broker?
Let's Chat!
Email: jill@mortgagesbyjill.ca / Tel: 506-260-8445